Financial Clarity Rooted in Mindfulness

Welcome to Nithya Financial Solutions, where financial strategy meets holistic well-being. I'm Elsa Fraga, your dedicated CFO advisor and yoga teacher, committed to aligning your business finances with your personal values and goals. Together, we'll cultivate a thriving business that supports your life's purpose.

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Aligning Your Business to Your Vision

Elevate your business with a dedicated financial expert who understands the importance of balance. As your CFO Advisor, I provide strategic guidance to enhance your cash flow and profitability, ensuring your business growth's aligns with your personal aspirations.

person using laptop computer
person using laptop computer

What is an CFO Advisor

A CFO Advisor job is to guide the business towards being a growing, more profitable and successful business, providing expert financial guidance and management for businesses that don't need a full-time CFO.

I bring clarity and direction, helping you make informed decisions that resonate with your core values.

What A CFO Will Do for You

✔ Track your profit and cash flow monthly.
✔ Analyze what's working and what's not.
✔ Prepare and present:
  ✔ A Scoreboard for clear business performance insights.
   ✔ An Action Plan with key next steps for the month.

...all so that you will stay on track to have a growing, more profitable, and successful business.
stacks of gray pebbles
stacks of gray pebbles

Does This Sound Like You?

✔ Your business relies on you, or it all falls apart.
✔ You're in a Catch-22. You want to grow your business but need cash to do so; but you can't get more cash without growing your business!
✔ You don't have a simple way to know what's working - and what's not working - in your business.
✔ You don't know what to do to have a growing and more profitable business.
round mirror on grass
round mirror on grass
Are You Stuck in the Business Owner's Trap?

Many business owners face three major challenges:

✔ Cash Flow: You need funds to grow but aren't sure how to get them.
✔ Expertise: You're skilled in your field, but not in business and finance.
✔ Financial Clarity: You lack a clear understanding of your business's financial health.

It's time to shift from being just an expert in your field to becoming a empowered leader of your business. With intentional financial guidance, you can transform your business into a source of fulfillment and joy.

Book a Free Consultation

About Elsa Fraga, Your CFO Advisor

Hi, I’m Elsa Fraga — business owner, CFO Advisor & yoga teacher.

Born in Spain, I began my career as a accountant and went on to spend 20+ years in international finance, specializing in revenue recognition and financial strategy.

But it was through my yoga practice that I discovered the deeper connection between money, purpose, and well-being.

Now, I help purpose-driven entrepreneurs improve cash flow, gain clarity, and align their business with what matters most—so success feels fulfilling.

Mission

My mission is to provide clear, values-aligned financial strategies that support both profit and purpose.

My work goes beyond numbers—I help clients achieve financial clarity, aligned decision-making, and lasting success, while staying true to their purpose and values.

Vision

My vision is to redefine financial guidance by integrating mindfulness and holistic well-being.
I aspire to create a space where financial strategy supports personal growth, ethical business, and inner balance.

By blending financial expertise with yoga principles, I empower purpose-driven entrepreneurs to build conscious, values-aligned businesses that thrive in harmony with their lives and communities.

Analytics & Insight

Track your company's profit and cash flow, assessing its strengths and weaknesses, providing a clear understanding of your business's financial health every month, so you always know the steps to take next.

grey and black pen on calendar book
grey and black pen on calendar book
Strategy

Establish clear objectives to help you reach your business goals. You're not alone in this journey.  Monthly meetings plus unlimited access for ongoing support and advice throughout the month.

An action plan outlining the next steps needed to achieve your targets. This ensures you and your key team members are clear on the focus areas each month, driving your business towards greater profitability.

Action Plan
green plant on brown round coins
green plant on brown round coins
person using laptop
person using laptop
How We Can Help You: Services
✔ We understand the financial impact of every decision you make in your business and give you financial guidance.
✔ With the packaged CFO service, you'll pay just one flat fee per month. No hourly billing. Just results.

How We Work

Your CFO will guide you through our "One Clear Path" framework , consisting of three main stages:
✔ Stage 1: Identifying the key drivers of your business's revenue, profit, and cash flow.
✔ Stage 2: Defining your business vision and setting one-year and five-year targets for these key drivers.
✔ Stage 3: Monthly meetings to review a Scoreboard and Action Plan, detailing specific objectives and next steps.
...this process provides clear guidance on the necessary actions to achieve your business goals, ensuring you know what to expect each month.
Book a Free Consultation
Contact

contact@accountantinwellness.com

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